Mediclaim Insurance Services
Comprehensive health insurance solutions to protect you and your loved ones from medical emergencies and rising healthcare costs
Get Protected TodayWhy Choose Mediclaim Insurance?
In today's world, having adequate health insurance is not just a choice but a necessity. Rising medical costs and unexpected health emergencies can significantly impact your financial stability.
At Arush FinSecure, we help you choose the right mediclaim insurance plan that provides comprehensive coverage while fitting your budget and requirements.
Financial Protection
Safeguard your savings from unexpected medical expenses
Cashless Treatment
Access quality healthcare without worrying about immediate payments
Tax Benefits
Enjoy tax deductions under Section 80D of the Income Tax Act
Our Mediclaim Insurance Services
Comprehensive health insurance solutions for individuals and families
Family Floater Plans
Comprehensive coverage for your entire family under a single policy, offering flexibility and cost-effectiveness.
- Coverage for spouse and children
- Shared sum insured
- Cost-effective premiums
- Easy claim settlement
Individual Health Plans
Personalized health insurance coverage tailored to your specific needs and medical history.
- Customized coverage
- Pre-existing disease coverage
- No claim bonus
- Lifetime renewability
Critical Illness Plans
Specialized coverage for major illnesses with lump sum payouts to help manage treatment costs.
- Coverage for major diseases
- Lump sum payout
- Additional coverage
- Survival period benefits
Senior Citizen Plans
Specialized health insurance for senior citizens with comprehensive coverage and minimal waiting periods.
- Higher coverage limits
- Pre-existing disease coverage
- Day care procedures
- Domiciliary hospitalization
Group Health Insurance
Comprehensive health coverage for employees and their families, helping organizations provide better benefits.
- Employee coverage
- Family coverage options
- Customizable benefits
- Cost-effective premiums
Top-up & Super Top-up
Additional coverage options to enhance your existing health insurance with higher sum insured at affordable premiums.
- Higher coverage limits
- Cost-effective premiums
- Flexible deductibles
- Multiple claim benefits
Our Insurance Process
A systematic approach to getting the right health insurance coverage
Needs Assessment
We begin by understanding your healthcare needs, family size, medical history, and budget to recommend the most suitable coverage.
Plan Comparison
We compare various health insurance plans from different providers to find the best coverage at competitive premiums.
Documentation
We assist you with all necessary documentation and paperwork required for policy purchase and claim settlement.
Policy Purchase
We help you complete the policy purchase process and ensure you understand all terms and conditions.
Ongoing Support
We provide continuous support for policy renewals, claim assistance, and any modifications needed in your coverage.
Why Choose Us
Proven track record of helping clients secure the right health insurance coverage
Client Testimonials
What our clients say about our mediclaim insurance services
"Arush FinSecure helped me find the perfect health insurance plan for my family. Their guidance through the claim process was exceptional."
Rajesh Sharma
IT Professional, Mumbai"The team at Arush FinSecure made the complex process of choosing health insurance simple. Their expertise and personalized service are unmatched."
Priya Desai
Business Owner, Thane"I'm grateful for the comprehensive health coverage recommended by Arush FinSecure. Their support during my medical emergency was invaluable."
Suresh Patel
Retired Professor, Navi MumbaiFrequently Asked Questions
Find answers to common questions about mediclaim insurance
Mediclaim insurance is a type of health insurance that covers your medical expenses in case of hospitalization, illness, or injury. It's essential because:
- Protects your savings from unexpected medical expenses
- Provides access to quality healthcare without financial stress
- Offers tax benefits under Section 80D
When selecting a mediclaim policy, consider these key factors:
- Coverage amount
- Network hospitals
- Waiting periods
- Pre-existing conditions
- Co-payment clauses
- Premium amount
Individual plans cover a single person, while family floater plans cover multiple family members under a single policy. Family floaters are often more cost-effective and provide flexibility in coverage distribution among family members.
You can file a claim in two ways:
Keep all medical bills, prescriptions, and discharge summaries for smooth claim processing.
The waiting period is the time you must wait before making certain claims:
- Initial Waiting Period: Usually 30 days from policy start
- Pre-existing Diseases: 2-4 years depending on the policy
- Specific Ailments: 1-2 years for certain conditions